Wallet
Fund, send, and track naira with a clear ledger.
Payments, Cards & Business Banking
Thokin
Payments, Cards & Business Banking
One account for wallet, cards, bills, marketplace, and earning — built for Nigeria.
Payments, earning, marketplace, and community — built for Nigeria, on mobile and desktop.
Fund, send, and track naira with a clear ledger.
Top up any network in seconds, with instant delivery.
Electricity, cable TV, and exam pins from one wallet.
Virtual cards for online payments, tied to your account.
Buy and sell locally with in-app chat and orders.
Complete tasks, earn salary, and withdraw to wallet.
Community feed, follows, and private messages.
Collect payments in person, then settle to your wallet.
Three steps from signup to your first payment.
Thokin
Open a Thokin account and start with wallet, airtime, and bills — then add marketplace, workplace, and cards when you need them.